Terms of Service

Last Updated: 8 May 2023

Welcome to FinanceGPT, a generative AI SaaS platform for financial analysis, research, consulting through chatbots, and strategy generation. These Terms of Service ("Terms") govern your access to and use of the FinanceGPT platform and services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms.

1. Scope of Services
  1. FinanceGPT provides generative AI features for financial analysis and strategy generation. These features are available free of charge.
  2. FinanceGPT offers research, consulting, and a Quality Assurance feature, which allows users to request a quality assurance assessment of their AI-generated report to be performed by a certified professional, such as a CA, CFA, or FRM. These features are accessible on premium, paid accounts.
  3. Premium accounts are tailored for each client based on their size, location, and needs.
2. Eligibility
  1. By using the Services, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding contract.
  2. The Services are not targeted towards, nor intended for use by, anyone under the age of 18. If you are under the age of 18, you may not use the Services.
3. Account Registration
  1. In order to access certain features of the Services, you must register for an account ("Account"). When registering for an Account, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form.
  2. You are responsible for maintaining the confidentiality of your Account login information and are fully responsible for all activities that occur under your Account. You agree to immediately notify FinanceGPT of any unauthorized use or suspected unauthorized use of your Account or any other breach of security.
4. Fees and Payment
  1. Access to the generative AI features of the Services is free. However, access to the research, cosulting and quality assurance features requires a premium, paid account.
  2. Fees for premium accounts will be tailored for each client based on their size, location, and needs. FinanceGPT will provide a quote for the fees applicable to your premium account upon request.
  3. All fees are exclusive of taxes, levies, or duties imposed by taxing authorities. You are responsible for payment of all such taxes, levies, or duties.
  4. Payment for premium accounts is due upon receipt of invoice. FinanceGPT reserves the right to suspend or terminate your access to the Services if payment is not received in a timely manner.
5. Intellectual Property
  1. All intellectual property rights in the Services, including but not limited to copyrights, trademarks, and trade secrets, are owned by FinanceGPT or its licensors.
  2. You are granted a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your internal business purposes only, and subject to your compliance with these Terms.
  3. You may not copy, modify, distribute, sell, or lease any part of the Services or any content provided through the Services, nor may you reverse engineer or attempt to extract the source code of any software used in the provision of the Services.
6. Limitation of Liability
  1. To the maximum extent permitted by law, FinanceGPT shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from your use of the Services.
  2. FinanceGPT's total liability to you for any claim arising out of or in connection with these Terms or your use of the Services shall not exceed the amount paid by you for the Services in the 12 months immediately preceding the date of the claim.
7. Indemnification

You agree to indemnify, defend, and hold harmless FinanceGPT, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Services.

8. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. Any disputes arising out of or in connection with these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.

9. Changes to Terms

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. Any disputes arising out of or in connection with these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.

10. Contact Information

If you have any questions about these Terms or the Services, please contact us at support@financegptlabs.com.

FinanceGPT is incorporated in the United Kingdom, the United States, South Africa, and the State of Qatar.